docs: complete code-reality alignment for remaining docs + reconcile issue set

Remaining docs updated to match code (the docs that the first pass had not covered):
- Flows: Chat, Referral, Rating, Registration, Google OAuth, Negotiation, Payout,
  Trezor Safekeeping — corrected endpoints, socket events, status enums, auth gaps
- API Reference: User API, Trezor API — admin route prefix/verb/status corrections,
  added undocumented endpoints (ton-proof challenge, profile email verify,
  GET /trezor/account, POST /trezor/verify-operation)
- Data Models: Chat, Notification, Payment, PointTransaction, User — corrected
  enums (PaymentProvider, escrowState, PointTransaction.type, User.status),
  90-day notification TTL, soft-delete semantics, wallet fields

Trezor "zero frontend" finding (audit C31/C32) corrected as STALE:
- Verified current code HAS a full frontend Trezor implementation (admin/trezor
  page, TrezorSettingsView, trezorConnector via @trezor/connect-web,
  TrezorSignDialog, actions/trezor.ts building the {message,signature} object)
- Fixed Trezor Safekeeping Flow doc (removed false "no frontend" warnings)
- Reclassified ISSUE-012 as invalid/superseded with explanation

Issue set reconciled to a single canonical numbering (ISSUE-001..054):
- Adopted the comprehensive 51-issue set (long-slug, fully indexed)
- Removed 35 superseded short-slug duplicates from the first pass
- Removed a duplicate ISSUE-046 file
- Added 3 issues the 51-set lacked: ISSUE-052 (completed-not-counted-in-stats),
  ISSUE-053 (axios 401-only interceptor), ISSUE-054 (rate limiter counts all attempts)
- Regenerated Issues Index: 53 open (14 critical, 39 major) + 1 invalid

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

03 - API Reference/Dispute API.md

@@ -79,7 +79,7 @@ Model: [[Dispute]]. A dispute references a [[PurchaseRequest]] plus optional [[P
 ### GET /api/disputes/statistics
 
 **Description:** Aggregated counts (open, by reason, average resolution time) for admin dashboards.
-**Auth required:** Bearer JWT (admin)
+**Auth required:** Bearer JWT (any authenticated user — backend applies `authenticateToken` only, no role restriction)
 **Response 200:** `{ success, data: { open, byReason, avgResolutionHours, ... } }`
 
 ### GET /api/disputes/:id