docs: sync from backend cab0719 - align request budget validation
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@@ -22,6 +22,9 @@ The payment surface is split across provider-neutral payment routers, Request Ne
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Core model: [[Payment]]. Coordination logic to avoid race conditions when multiple sources update the same payment is in `paymentCoordinator.ts`.
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> [!warning] Persistence status
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> Payment APIs still create/read/update Mongo `Payment` documents on backend `2.6.79`. The Postgres branch adds schemas, repos, migrations, and optional quote persistence, but it is not a full payment-domain cutover. `/api/payment/request-network/intents` can write `payment_quotes` only when `ORACLE_QUOTING_ENABLED=true`; the payment record itself remains Mongo-backed unless future service wiring changes that boundary.
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## Configuration / health
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### POST /api/payment/configuration
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